Don’t Let Your Business Go Up in Smoke! Top 5 Causes of Commercial Fires (and How to Prevent Them)
Even in a bustling city, a commercial fire can dominate the headlines. While safety measures have improved, these fires can be devastating. But what exactly sparks these infernos in office buildings, stores, and factories? Let’s take a look at the top 5 culprits behind commercial fires, and how to keep your business safe.
Number 5: Arson – When Someone Wants to Watch Your Business Burn (Literally)
Arson stands as the fifth leading cause of fires in the U.S., and a suspicious blaze doesn’t automatically equal arson. However, it’s crucial to stay vigilant.
Number 4: Smoking – Stub You Out Before You Burn Your Business Down
Cigarette breaks might seem harmless, but smoking materials are a major fire threat. Make sure designated smoking areas have proper receptacles for safe cigarette disposal.
Number 3: Faulty Electricals and Lighting – Don’t Let Your Business Short Circuit
The complex electrical systems in commercial buildings are a potential fire hazard. In older structures, outdated wiring and lighting fixtures need to be updated. Additionally, circuit breakers should be sufficient to handle modern electrical demands.
Number 2: Heating Equipment – Keeping Your Business Warm Shouldn’t Be a Recipe for Disaster
Just like homes, commercial buildings can fall victim to fires caused by heating equipment. Older systems and space heaters pose a particular risk, especially in buildings that are empty at night or on weekends. Here’s a golden rule: never use household extension cords with space heaters, and always turn them off when not in use.
Number 1: Cooking – The Surprising Culprit Lurking in Your Kitchen
Cooking might seem like an unlikely culprit, but think about it – almost every commercial space involves some level of food prep. Even a small office might have a microwave and coffee pot. Factor in restaurants, hotels, and hospitals with full-scale kitchens, and the risk becomes clear.
Fire Insurance: A Safety Net in Case Disaster Strikes
The good news: most basic business insurance plans cover fire damage. However, there can be exceptions, such as fires intentionally started through arson.
Don’t Wait Until It’s Too Late: Protect Your Business Today!
Fires are just one of many threats your business faces. Are you properly covered? Contact one of our business insurance specialists for a free, no-obligation review and quote. We’re here to help you keep your company safe and sound!
